Aritonang & arisman. (2017). Pengaruh Persepsi Kemudahan  dan  Persepsi  Manfaat terhadap Minat  Menggunakan  E-Money.  Jurnal  Akuntansi  STIE Multi Data 	Palembang, 2(1), 1–17. From	https://core.ac.uk/download/pdf/153523739.pdf 
Alifia Maharani, (2021). Penggunaan Uang Elektronik di Indonesia. From https://kumparan.com/alifiaamhrn14/penggunaan-uang-elektronik-di-indonesia 1v2Gbw9BHEX/1 
Aspers & corte. (2019). What is Qualitative in Qualitative Research. Qualitative Sociology, Vol. 42(2), 139-160.
Bank Indonesia (2020). Bank  Indonesia. (2020).  Financial Technology.  From https://www.bi.go.id/id/edukasi-perlindungan-konsumen/edukasi/produk-dan-	jasasp/fintech/Pages/default.aspx 
CNBC Indonesia.  (2019). Daftar 10 Dompet  Digital Terpopuler di RI, Siapa Jawaranya?  Retrieved  from  CNBC  Indonesia:   https://www.cnbcindonesia.com/tech/20190815104730-37-92151/daftar-10-dompet-digital-terpopuler-di-ri-siapa-jawaranya 
Eka. (2019). Tingkat Kemudahan dan Manfaat pada Penggunaan Layanan Go-Pay bagi Minat Pengguna di Indonesia. Jurnal Saintifik Manajemen dan Akuntansi, 42-29. 
Eka, Randy. (2019). Fintech  Report  2019:  Moving Financial  Industry.  
From https://dailysocial.id/research/indonesia-fintech-report-2019# Towards a New Era in Indonesia’s.
Ferdiana & darma. (2019).  Understanding  Fintech Through  Go-Pay,  International 	Journal  of  Innovative  Science  and Research  Technology,  4(2),  257–260. From https://ijisrt.com/understanding-fintech-through-go-pay 
Haris et al. (2018). The  Islamic Perspective  of Marketing  Communication in online Study in Go-Jek  Online  Transport Sales Service. International Journal of 	Research and Review, 5(12), 270–276.  From https://www.ijrrjournal.com/IJRR_Vol.5_Issue.12_Dec2018/IJRR0041.pdf 
Irawan, Handi, 2008. Membedah strategi Kepuasan pelanggan. Cetakan pertama: PT.Gramedia: Jakarta
Kesumastuti. (2020). The Process of Adoption  Interest in  Using  Digital Wallet  in Central  Jakarta  (Case Study  on  Go-Pay  Users). International  Journal  of  	Multicultural  and  Multireligious Understanding, 7(2),  277–286. From https://ijmmu.com/index.php/ijmmu/article/view/1463
Permana., P. N. R. J. E. (2021). EFEKTIFITAS PENGGUNAAN E-WALLET DIKALANGAN MAHASISWA DALAM PROSES MENENTUKAN KEPUTUSAN PEMBELIAN. Journal of Economic, Management and Accounting, 4(2), 128–138.
Raharja et al. (2020). Digital Payment as an Enabler for Business Opportunities :  A  Go-Pay  Case Study.  Review  of  Integrative Business and Economics Research, 9(1), 319–329. From https://search.proquest.com/openview/e702fdc6159a7fcc0342beeb0ce8cb73/1?pqorigsite=gscholar&cbl=2032316
Rakhmayanti. (2021). Dompet Digital Jadi Metode Pembayaran Terfavorit saat Belanja Online. Fromhttps://databoks.katadata.co.id/datapublish/2021/04/14/dompet-digital-jadi-metode-pembayaran-terfavorit-saat-belanja-online 
Rosmayanti. (2019). Apa Itu Dompet Digital? Retrieved from Retrieved from https://www.wartaekonomi.co.id/read212834/apa-itu-dompet-digital.html 
Sugiyono. (2012). Jurnal Riset Akuntansi. Volume VIII/No.2/OKTOBER 2016, 23.
Sugiyono, Metode Penelitian Kuantitatif Kualitatif dan R&D : Alfabeta, 2009, Cet. Ke 8, h. 137.
Susilo et al, (2019). A  Comparative  Study  of Factors Affecting User  Acceptance of Go-Pay and OVO As a Feature of Fintech  Application.  Procedia Computer Science,  161,  876–884. doi: https://doi.org/10.1016/j.procs.2019.11.195