<p><strong>Abstract</strong></p>
<p>This study aims to determine the effect of Internal Control, Transparency Principles, Accountability Principles, and Utilization of SIPERKASA Application Technology on the effectiveness of School Financial Management.</p>
<p>This is a quantitative study that uses survey and questionnaire methods. The sample was used as many as 60 treasurers in each state SMA and SMK in Banjarnegara Regency. The primary data collection is from respondents' answers to the questionnaire instrument distributed to their respective treasurers at state SMA SMK in Banjarnegara Regency. The study's findings reveal that internal control, transparency principle, accountability principle, utilization of SIPERKASA application technology simultaneously affect the effectiveness of school financial management.</p>
<p>This study describes the analysis of the determinant factors of the effectiveness in School Financial Management</p>
<p>In particular, this research has implications, namely that the government is expected to make good use of the available technology, both central and local governments are expected to provide more intensive education and training to school financial managers, especially treasurers to improve the competence of their human resources.</p>
<p>Research limitation/Implication: This research was only undertaken in the scope of state SMA and SMK in Banjarnegara regency. Therefore, the generalization ability of this study is limited.</p>